When Should You Seek Help With Your Debts?

It can be difficult to tell exactly when you need to seek help with paying off your debts. The problem of debt is a very slippery slope, and once you fall into that pit it can be extremely difficult to pull yourself back out of it. It becomes even more of a problem if you let your debts accumulate to the point where paying everything off leaves you with too little money left to survive.

We know all too well how easy it is to fall into the trap. One moment you find that you can manage your debt repayments, but this can suddenly change if you miss one or two payments and the interest begins to build up. Similarly, if you find yourself unexpectedly out of work, that affordable debt suddenly becomes a specter which haunts you every time the mailman comes round or every time the phone rings.

You simply cannot afford to let your debt get out of control. You must not leave things until they are too late. In order to simplify your debt problems, you need to act sooner rather than later - before you suddenly find that you can no longer cover your monthly payments. If you find yourself in any of the following situations, then it's time to get help before things get worse.

Signs Of Trouble

When your monthly payments amount to 20% of your income, excluding your mortgage or rent, this is one of the first indications you are under financial stress. This is the time to find out more about programs that can help you, such as our debt consolidation program which can help to reduce your monthly burden.
Using your credit card to pay off other creditors, or to pay for your daily expenses.
Using your savings to pay off creditors and cover daily expenses
When you are only paying off the minimum amount on your bills each month, or less than the minimum amount. Contact us immediately to put an end to this dangerous practice
Being uncertain of the amount you actually owe. The fact is, if you are unable to keep track of how much you owe, there's a very good chance that you are in deep financial trouble and can benefit immensely from our free debt consultation
When you are scared to pick up the phone or open mail in case it's from another creditor
Arguing with your spouse or partner over money troubles. When you sign up for our free debt consultation, this will immediately help to relieve some of the stress you are under and restore a sense of security. While it may take time to set up a repayment plan that you can afford, just talking to someone who can help will alleviate much of the stress you are under.
If you are faced with repossession, lawsuits or garnishment of your pay check, it's time to get help

If any of the above situations sound familiar to you, then it's a sure sign that you are heading towards serious financial problems. But it doesn't have to be that way. We are here to assist you with your debt repayments right now. We can fix your problems today! Apply for a free consultation now and get your life back on track, BEFORE your creditors take a hold of it.

When Should You Seek Help With Your Debts?

Signs Of Trouble

Financial security really is possible, no matter how bad things might seem, you just need to act now!